Foreign National Loans

No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.

• Our Foreign National Loan program offers competitive interest rates.
• You can borrow up to $750,000 per property (minimum amount borrowed is $100,000).
• Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
• Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
• You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
• Debt-to-income ratios are 50% ("Assets for income" option).
• No pre-payment penalties.
• We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
• This program is eligible for multiple property types including: single-family homes, condos and townhouses.
• All Loans are manually underwritten.
• The Foreign National Loan Program is available to Self-employed foreign national borrowers as well.
• Some seller concessions are allowed (Max 6% up to 65% LTV)
• Escrows: Taxes and insurance escrows are required

These products may have a higher interest rate, more points or more fees than other products requiring documentation.